Stripe vs Zeffy: Fees, Features and CRM Compared

Zeffy gives your nonprofit Stripe processing for free and pays every fee. Used directly, Stripe charges 2.9% + 30¢ per card payment, and forms, receipts and donor records are yours to add.

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We use Stripe's standard published U.S. card rate: 2.9% + $0.30 per domestic card payment. Manually entered and international cards cost more, ACH is 0.8% capped at $5, and recurring charges add 0.7%. Stripe offers a nonprofit discount on request but does not publish the rate. Source: stripe.com/pricing, October 2026.

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Zeffy VS Stripe

Zeffy VS Stripe: What nonprofits should know before choosing.

Stripe

<div class="comparetable"><div class="div-block-440"><div id="pricing" class="tablerow is-header"><div class="column1 is-header"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f8c44be5e84b3fa1ec188e_pricing.svg" alt=""/><div class="comparecategorytitle">Pricing</div></div><div class="column2 is-header"><div class="stack"><p class="rich-text_table is-header">$</p><p class="rich-text_table is-header big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="rich-text_table is-header">Completely free. Always.<a href="https://www.zeffy.com/home/free-online-fundraising-platform" target="_blank" class="rich-text_table is-header">But how? →</a></p></div></div><div class="column3 is-header"><div class="rich-text_table is-header"><div class="stack"><p class="rich-text_table is-header big-text">2.9% + 30¢</p></div><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="rich-text_table is-header">per domestic card payment at Stripe's standard rate. A nonprofit discount is available on request.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">On a $100 donation</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">100</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">The whole $100 goes to your nonprofit.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">$96.80</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">kept at the standard rate. Stripe does not publish its nonprofit rate.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Card processing</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">Zeffy pays the Stripe card fee on every gift.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">2.9% + 30¢</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">per domestic card. Plus 0.5% if keyed in by hand, 1.5% for an international card.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Nonprofit rate</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">Nothing to apply for: there is no fee to discount.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">N/A</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">A discount on request if 80% of your Stripe volume is tax-deductible donations. Rate not published.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Bank payments</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">US bank payments cost your nonprofit nothing.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">0.8%</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">per ACH Direct Debit, capped at $5.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Recurring gifts</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">Monthly gifts carry no extra charge.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">+0.7%</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Billing fee on recurring charges, on top of the card fee.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Setup & monthly fees</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">No subscription and no setup cost.</p></div></div><div class="column3 is-compare"><div class="rich-text_table w-richtext" style="width:100%"><p class="rich-text_table big-text">$0</p><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">No setup or monthly fee on standard pricing.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Other fees</div></div><div class="column2 is-compare is-green"><div class="stack"><p class="rich-text_table">$</p><p class="rich-text_table big-text">0</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"/><p class="table_text">Payouts to your bank are free.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">$15 per dispute, 1.5% on Instant Payouts (50¢ minimum), $10 a month for a custom domain.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text"><strong>What it means</strong></div></div><div class="column2 is-compare is-green"><p class="table_text"><strong>Zeffy covers the Stripe fee on every transaction: cards, wallets, bank and monthly gifts, tickets and auctions. Your nonprofit pays nothing: a $100 donation arrives as $100.</strong></p></div><div class="column3 is-compare"><p class="table_text"><strong>Stripe publishes clear pay-as-you-go rates with no monthly fee. Used directly, the nonprofit pays 2.9% + 30¢ per card gift, less with an approved discount.</strong></p></div></div><div class="tablerow endrow"><div class="column1 is-compare"><div class="left-column_text">Sources</div></div><div class="column2 is-compare is-green"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://www.zeffy.com/home/free-online-fundraising-platform" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">How Zeffy is free</a> · <a href="https://www.zeffy.com/feature/payment-processing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Payment processing</a></p></div><div class="column3 is-compare"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://stripe.com/pricing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Pricing</a> · <a href="https://support.stripe.com/questions/fee-discount-for-nonprofit-organizations" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Nonprofit discount</a></p></div></div></div></div>

<div class="comparetable"><div class="div-block-440"><div id="payments" class="tablerow is-header"><div class="column1 is-header"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f8de3026f5d3875f3329a3_BigIcons.svg" alt=""><div class="comparecategorytitle">Payments</div></div><div class="column2 is-header"><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="rich-text_table is-header">Stripe processing, free for your nonprofit: Zeffy runs every payment on Stripe and pays the fee.</p></div></div><div class="column3 is-header"><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="rich-text_table is-header">The processor itself: cards, wallets, ACH and in person, with a fee on each payment.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Cards</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Credit and debit cards, processed on Stripe. Zeffy covers the fee.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">Credit and debit cards, at 2.9% + 30¢ each.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Apple Pay & Google Pay</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Apple Pay and Google Pay at checkout, with the fee covered.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">Digital wallets online, at the card rate.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">ACH / bank transfer</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">ACH in the US and PAD in Canada, free.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">ACH Direct Debit at 0.8%, capped at $5.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Donor-advised funds</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Donor-advised fund gifts accepted, with no fee.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">DAF gifts are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">In person</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Zeffy's Tap to Pay app on iPhone or Android. No reader, no fee.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">Tap to Pay on iPhone or Android at 2.7% + 5¢, plus $0.10 per tap.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Payouts</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Sent to your bank automatically, every Monday or monthly, at no cost. Next-day payouts available.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">First payout within 7 to 14 days, then on a schedule. Instant Payouts cost 1.5%.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Account setup</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">No Stripe account to open or manage: Zeffy sets up the processing for you.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">You open, verify and run your own Stripe account.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text"><strong>What it means</strong></div></div><div class="column2 is-compare is-green"><p class="table_text"><strong>With Zeffy, your nonprofit gets Stripe for free: donors pay on the same card, wallet and bank checkout, and Zeffy pays every processing fee.</strong></p></div><div class="column3 is-compare"><p class="table_text"><strong>Stripe takes cards, wallets, ACH and taps on a phone. The nonprofit holds the account and pays the fee on each payment.</strong></p></div></div><div class="tablerow endrow"><div class="column1 is-compare"><div class="left-column_text">Sources</div></div><div class="column2 is-compare is-green"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://www.zeffy.com/feature/payment-processing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Payment processing</a> · <a href="https://www.zeffy.com/home/tap-to-pay" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Tap to Pay</a> · <a href="https://support.zeffy.com/what-is-stripe-verification-faq-f1fsz" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Zeffy and Stripe</a></p></div><div class="column3 is-compare"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://stripe.com/pricing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Pricing</a> · <a href="https://docs.stripe.com/payouts" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Payouts</a></p></div></div></div></div>

<div class="comparetable"><div class="div-block-440"><div id="features" class="tablerow is-header"><div class="column1 is-header"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f8d5b26894c6e329782874_Features.svg" alt=""><div class="comparecategorytitle">All-in-one fundraising</div></div><div class="column2 is-header"><div class="stack"><p class="rich-text_table is-header big-text">4.8/5</p></div><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"><p class="rich-text_table is-header">Ease of use on Capterra. Forms, events, sales and donor management in one free account, on Stripe.</p></div></div><div class="column3 is-header"><div class="rich-text_table is-header"><div class="stack"><p class="rich-text_table is-header big-text">4.5/5</p></div><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="rich-text_table is-header">Ease of use on Capterra. Payment pages and subscriptions; fundraising tools are not publicly mentioned.</p></div></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Donation forms</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Branded forms with suggested amounts, shared by link, QR code or embed.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">Payment Links can collect a donation, with no code.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Recurring gifts</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Weekly to yearly options on any form, with no added fee.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/6847fc3744e2f936942fe4bf_warning-icon.svg" alt="" width="16" height="16"/><p class="table_text">Subscriptions through Billing, at 0.7% on top of the card fee.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Ticketing</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Tickets and registrations with QR check-in, no ticket fee.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Event ticketing is not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Peer-to-peer</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Personal and team pages with leaderboards.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Peer-to-peer fundraising is not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Auctions</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Silent auctions with outbid alerts for bidders.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Auctions are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Raffles</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Numbered tickets emailed to each buyer, where your state allows raffles.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Raffles are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Online store</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Merch with sizes and stock counts, for pick-up or shipping.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Payment Links sell products. A store builder is not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Memberships</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Membership tiers, automatic renewals and digital cards.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Subscriptions and a customer portal. Member management is not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text"><strong>What it means</strong></div></div><div class="column2 is-compare is-green"><p class="table_text"><strong>Zeffy is an all-in-one fundraising platform with payment processing built in: forms, tickets, auctions, raffles, a store, memberships and a donor CRM, all free.</strong></p></div><div class="column3 is-compare"><p class="table_text"><strong>Stripe is the payment processing piece only. Forms, ticketing, auctions, receipts and a donor CRM are yours to build or buy around it.</strong></p></div></div><div class="tablerow endrow"><div class="column1 is-compare"><div class="left-column_text">Sources</div></div><div class="column2 is-compare is-green"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://www.zeffy.com/home/online-donation-platform-nonprofits" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Donations</a> · <a href="https://www.zeffy.com/home/ticketing-system-fundraising-events" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Ticketing</a> · <a href="https://www.zeffy.com/home/product-peer-to-peer-campaign" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Peer-to-peer</a> · <a href="https://www.zeffy.com/home/auction" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Auctions</a> · <a href="https://www.zeffy.com/home/online-raffle-nonprofit" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Raffles</a> · <a href="https://www.zeffy.com/home/online-store-for-nonprofits" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Store</a> · <a href="https://www.zeffy.com/home/membership-application-form-nonprofits-associations" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Memberships</a> · <a href="https://www.capterra.com/p/220131/Zeffy/reviews/" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Capterra</a></p></div><div class="column3 is-compare"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://stripe.com/payments/payment-links" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Payment Links</a> · <a href="https://docs.stripe.com/no-code" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">No-code options</a> · <a href="https://www.capterra.com/p/123889/Stripe/reviews/" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Capterra</a></p></div></div></div></div>

<div class="comparetable"><div class="div-block-440"><div id="crm" class="tablerow is-header"><div class="column1 is-header"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f8c44be5e84b3fa1ec188e_email.svg" alt=""><div class="comparecategorytitle">Donor CRM</div></div><div class="column2 is-header"><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"><p class="rich-text_table is-header">A free donor CRM: every donation, ticket and membership lands on the donor's record.</p></div></div><div class="column3 is-header"><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="rich-text_table is-header">Payment records for the account. A donor CRM is not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Donor records</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">One record per donor, with lifetime giving, last gift and a timeline.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Payment data in the Stripe Dashboard. Donor profiles are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Tax receipts</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Sent automatically on every gift, with a yearly recap each January.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Donor tax receipts are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Segments & lists</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Filter on giving history or campaign, and save lists that update on their own.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Donor segments are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Newsletters</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Email a saved list, with opens, clicks and gifts tracked.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Newsletters are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Automations</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">A welcome series for new subscribers that ends once they give.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">Donor automations are not publicly mentioned.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Price</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">$0 for the CRM, whether you manage 100 donor records or 100,000.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f88305e139b495704e4273_Close.svg" alt=""/><p class="table_text">No donor CRM. A separate one means another subscription and another sync.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text"><strong>What it means</strong></div></div><div class="column2 is-compare is-green"><p class="table_text"><strong>Every donation, ticket and membership lands on the donor's record in Zeffy, receipt already sent, so nothing is exported to a separate CRM.</strong></p></div><div class="column3 is-compare"><p class="table_text"><strong>Stripe keeps payment records for the account. Donor profiles, tax receipts and newsletters are not publicly mentioned, so a CRM is a second tool.</strong></p></div></div><div class="tablerow endrow"><div class="column1 is-compare"><div class="left-column_text">Sources</div></div><div class="column2 is-compare is-green"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://www.zeffy.com/home/donor-management" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Donor CRM</a> · <a href="https://www.zeffy.com/home/newsletter-emailing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Emails</a></p></div><div class="column3 is-compare"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://stripe.com/industries/nonprofits" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Stripe for nonprofits</a> · <a href="https://stripe.com/pricing" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Pricing</a></p></div></div></div></div>

<div class="comparetable"><div class="div-block-440"><div id="support" class="tablerow is-header"><div class="column1 is-header"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/68f8c44be5e84b3fa1ec188e_support.svg" alt=""><div class="comparecategorytitle">Support</div></div><div class="column2 is-header"><div class="table_icon-text-content"><img loading="lazy" src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt="Decorative" class="icon-1rem align-top"><p class="rich-text_table is-header">Chat, email and calls on request, the same for every nonprofit.</p></div></div><div class="column3 is-header"><div class="table_icon-text-content"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="rich-text_table is-header">24x7 phone, email and chat for every account, with paid plans for priority help.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Help center</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">500+ articles, including how Zeffy works with Stripe.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">A support site and developer docs.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Phone</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">No phone line to ring. A call is booked on request by chat or email.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">24x7 for all customers.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Email & chat</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">Chat starts with an AI assistant and hands over to a person. Email answered in 2 to 6 business hours.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/688244e8c87679558de97ca0_check.svg" alt=""/><p class="table_text">24x7 email and chat for all customers.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text">Priority support</div></div><div class="column2 is-compare is-green"><div class="table_icon-text-content" style="width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/686433f81dd99f7d4de5259b_Check.svg" alt=""><p class="table_text">No paid tier: every nonprofit gets the same help.</p></div></div><div class="column3 is-compare"><div class="table_icon-text-content" style="justify-content:flex-start;text-align:left;width:100%"><img src="https://cdn.prod.website-files.com/60af7f6d21134db12548f5b9/6847fc3744e2f936942fe4bf_warning-icon.svg" alt="" width="16" height="16"/><p class="table_text">Growth, Premium and Enterprise plans add priority support. Prices are not published.</p></div></div></div><div class="tablerow is-white"><div class="column1 is-compare"><div class="left-column_text"><strong>What it means</strong></div></div><div class="column2 is-compare is-green"><p class="table_text"><strong>Zeffy has no paid support tier: every nonprofit gets the same chat, email and booked calls, whatever it raises.</strong></p></div><div class="column3 is-compare"><p class="table_text"><strong>Stripe offers 24x7 phone, email and chat to every account. Priority help and a technical account manager come with its paid support plans.</strong></p></div></div><div class="tablerow endrow"><div class="column1 is-compare"><div class="left-column_text">Sources</div></div><div class="column2 is-compare is-green"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://www.zeffy.com/home/contact" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Contact</a></p></div><div class="column3 is-compare"><p class="table_text" style="font-size:12px;line-height:1.5;opacity:0.75"><a href="https://stripe.com/support-plans" target="_blank" rel="noopener" style="display:inline;color:inherit;text-decoration:underline">Support plans</a></p></div></div></div></div>

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Stripe?

Why Zeffy over Zeffy and Stripe?

Stripe's payments, built into free fundraising

💳

Zeffy pays Stripe's fee, every time

Every payment runs on Stripe, and Zeffy covers the fee on all of them for your nonprofit. A $100 gift arrives as $100, not $96.80.

🎟️

A full fundraising platform, not a checkout

Donations, tickets, auctions, raffles, a store, memberships and donor management in one free account, with payment processing built in.

🧾

A CRM every payment writes into

Each gift, ticket and membership builds the donor's record and sends the tax receipt on its own, so there is no second tool to sync.

Questions nonprofits ask when choosing between Zeffy and Stripe

Frequently asked questions

What is the difference between Stripe and Zeffy?

Zeffy is a free, all-in-one fundraising platform with a donor CRM built in, and it processes its payments on Stripe. One free plan covers donation forms, events, auctions, a store and memberships, and Zeffy pays the Stripe fee. Stripe is the payment processor itself. A nonprofit that uses it directly gets payment pages and subscriptions and pays 2.9% + 30¢ per domestic card payment. Tax receipts and donor records are not publicly mentioned on stripe.com.

Does Zeffy use Stripe?

Yes. Zeffy processes every payment on Stripe's infrastructure and covers the Stripe fees, so your nonprofit pays no card or transaction fee. Zeffy creates a dedicated Stripe connection for each organization through Stripe Custom Connect, and payouts go to your bank. How Zeffy works with Stripe.

How much does Stripe charge nonprofits?

At its standard published rate, Stripe charges a nonprofit the same as any business:

2.9% + 30¢ per domestic card or wallet payment online.
Plus 0.5% for a card keyed in by hand, 1.5% for an international card, and 1% when currency conversion is needed.
ACH Direct Debit: 0.8%, capped at $5.
Recurring charges: Billing adds 0.7%.
No setup or monthly fee.
On a $100 donation by card: $3.20 in fees, so your nonprofit keeps $96.80.

Stripe offers a nonprofit discount on request, but it does not publish the discounted rate. On Zeffy the same $100 card gift arrives whole, because Zeffy pays the Stripe fee itself. More in our guide to Stripe for nonprofits. Rates read on stripe.com/pricing in October 2026.

Is Stripe free for nonprofits?

No. Stripe has no setup or monthly fee, but it charges a nonprofit 2.9% + 30¢ on each domestic card payment, the same as any business. A nonprofit discount is available on request, at a rate Stripe does not publish. The way to get Stripe's processing for free is through Zeffy: every payment runs on Stripe and Zeffy pays the fee, so a $100 gift arrives as $100.

Stripe vs PayPal for nonprofits: which is cheaper?

At their published US rates, on a $100 donation by card:

Stripe, 2.9% + 30¢: your nonprofit keeps $96.80.
PayPal, standard donation rate of 2.89% + $0.49: $96.62.
PayPal, charity rate of 1.99% + $0.49, after PayPal approves your nonprofit: $97.52.

Stripe's nonprofit discount would lower its figure, but the rate is not published. On Zeffy, which processes on Stripe and pays the fee, the same gift arrives as $100. Full PayPal vs Stripe comparison.

How does a nonprofit get Stripe's nonprofit discount?

By asking Stripe's support team. Stripe offers discounted processing fees to eligible nonprofits that mainly accept donations. At least 80% of the account's Stripe volume must come from tax-deductible donations, and membership fees, tuition, ticket sales, registration fees and auction payments do not count. The organization signs in and requests the discount for its account. Stripe does not publish the discounted rate. On Zeffy there is no discount to request: the fee is covered on every payment, tickets and auctions included.

Can I use my existing Stripe account with Zeffy?

No. Zeffy connects each organization through its own integration, Stripe Custom Connect, and that integration is what lets Zeffy cover every transaction fee. Your existing Stripe account stays separate and unaffected, and you can keep using it for other tools. Read the help article.

Is Zeffy really free?

Yes. Zeffy charges your nonprofit no platform fee, no subscription and no processing fee, even though every payment runs on Stripe: Zeffy pays that fee itself. The only money Zeffy receives is an optional contribution a donor may add at checkout, on top of the gift. See how Zeffy is free.

What is the difference between Stripe and Zeffy?

Does Zeffy use Stripe?

How much does Stripe charge nonprofits?

At its standard published rate, Stripe charges a nonprofit the same as any business:

2.9% + 30¢ per domestic card or wallet payment online.
Plus 0.5% for a card keyed in by hand, 1.5% for an international card, and 1% when currency conversion is needed.
ACH Direct Debit: 0.8%, capped at $5.
Recurring charges: Billing adds 0.7%.
No setup or monthly fee.
On a $100 donation by card: $3.20 in fees, so your nonprofit keeps $96.80.

Is Stripe free for nonprofits?

Stripe vs PayPal for nonprofits: which is cheaper?

At their published US rates, on a $100 donation by card:

Stripe, 2.9% + 30¢: your nonprofit keeps $96.80.
PayPal, standard donation rate of 2.89% + $0.49: $96.62.
PayPal, charity rate of 1.99% + $0.49, after PayPal approves your nonprofit: $97.52.

How does a nonprofit get Stripe's nonprofit discount?

Can I use my existing Stripe account with Zeffy?

Is Zeffy really free?

Still undecided?

Keep comparing — and see why nonprofits choose Zeffy

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Zeffy was built for nonprofits like yours

focus on what matters

Built for small teams with big missions.

Zeffy is the fundraising platform that cuts out the fees, clears up your tech mess, and puts your cause first — so your team, even if you're a small team wearing many hats or a one-person show, can focus on what really matters.

Start your nonprofit

ZERO-FEE

Keep 100% of every dollar.

No platform fees. No processing fees. No catch. We know it sounds too good to be true, but it's not. Every penny goes straight to your mission, while competitors take 2-3% off every donation.

Start your nonprofit

ALL-IN-ONE PLatform

Ditch the tech mess.

Stop bouncing between MailChimp, Eventbrite, and all those spreadsheets. Now you can handle donations, ticket sales, memberships, raffles, and all your donor info in one spot.

Start your nonprofit

plug-and-play

Get going, fast.

Built for teams like yours — whether you're volunteer-led or have limited staff. Set up donation forms, sell tickets, and launch campaigns without needing a tech wizard. It's super easy, and you'll be up and running in minutes.

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mobile-first

Fundraise from every device, anywhere.

From QR codes on flyers to Tap-to-Pay on a phone, Zeffy makes it easy to accept donations on the go. Mobile-optimized and offline-ready, so no donor slips through the cracks.

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No turnover

Never lose a donor to volunteer transition.

Centralize supporter relationships, automate thank-you messages, and preserve institutional knowledge when board members rotate out.

Start your nonprofit

100% free forever.

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!