FEATURE

100% Free Payment Processing for Nonprofits

Zeffy runs on Stripe's secure infrastructure and covers every Stripe fee, credit card fee, and transaction fee itself. The processing rate never touches your account, so every dollar from donations, tickets, and memberships lands in full. No platform fee, no transaction fee, no credit card fee. Ever.

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How Zeffy helps you keep 100% of every dollar

Step 1

Create simple, powerful fundraising forms

Build donation forms, event pages, or membership signups in minutes. No tech skills needed.

Sign up for freeStart your nonprofit

Step 2

We cover all the fees, even credit card fees

You pay zero platform fees and zero transaction fees. Donors can choose to add an optional contribution to Zeffy at checkout; it is never required and never comes out of your funds.

On a $100 donation, Zeffy keeps $0. PayPal keeps about $2.48 (1.99% + $0.49 nonprofit rate), Square about $3.60 (3.3% + $0.30), a Donorbox-style platform about $5.45 (2.95% + 2.2% + $0.30). Based on published rates, June 2026.

Start your nonprofitSign up for free

Step 3

Receive every dollar your supporters give

Funds flow directly to your bank account through Stripe's secure system. Zeffy covers all Stripe fees on your behalf.

Sign up for freeStart your nonprofit

Step 4

Track everything in one simple dashboard

See donor info, payment status, and upcoming transfers in real time, all in one place.

Sign up for freeStart your nonprofit

Step 1

Create simple, powerful fundraising forms

Build donation forms, event pages, or membership signups in minutes. No tech skills needed.

Step 2

We cover all the fees, even credit card fees

You pay zero platform fees and zero transaction fees. Donors can choose to add an optional contribution to Zeffy at checkout; it is never required and never comes out of your funds.

On a $100 donation, Zeffy keeps $0. PayPal keeps about $2.48 (1.99% + $0.49 nonprofit rate), Square about $3.60 (3.3% + $0.30), a Donorbox-style platform about $5.45 (2.95% + 2.2% + $0.30). Based on published rates, June 2026.

Step 3

Receive every dollar your supporters give

Funds flow directly to your bank account through Stripe's secure system. Zeffy covers all Stripe fees on your behalf.

Step 4

Track everything in one simple dashboard

See donor info, payment status, and upcoming transfers in real time, all in one place.

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Common questions about nonprofit payment processing

Does Zeffy really cover 100% of payment processing fees?

Yes. Zeffy covers all credit card and transaction costs. Your nonprofit keeps the full amount. No platform fee, no transaction fee, no credit card fee. Ever.

How does Zeffy process payments, and is it safe?

Zeffy uses Stripe, a global PCI-compliant processor, to handle every transaction securely with full encryption.

What does payment processing actually cost my nonprofit?

$0. On a $100 donation Zeffy keeps nothing; comparable platforms take roughly $2.48 (PayPal) to $5.45 (Donorbox-style). (Published rates, June 2026.)

How fast do I get paid?

Funds are sent to your bank on a regular payout cycle through Stripe.

Can I use Zeffy as a payment processor on my own website?

Zeffy is both the form and the processor: you collect through Zeffy's forms (which you can embed), not by attaching Zeffy to an external checkout or an existing Stripe account.

What payment methods can donors use?

Credit and debit cards, Apple Pay, Google Pay, and more.

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Keep every dollar working for your mission

0% platform and transaction fees, always

Zeffy covers credit card fees too

Secure processing through Stripe (PCI compliant)

Multiple payment options (cards, Apple Pay, Google Pay)

Works with offline donations

Automatic tax receipts

Connects with ticketing, stores, and memberships

Real-time payout tracking

Start processing for free
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Make every dollar count with Zeffy

Stop losing 2-5% to processing on every gift. Zeffy covers all the fees, so your nonprofit keeps everything it raises.

Sign up for free

100,000 nonprofits fundraise with Zeffy

Zeffy has been supporting nonprofits for the last 7 years. Providing 100% free and user friendly fundraising tools.
Zeffy is rated 4.9 out of 5 from 2,515 reviews on G2Zeffy is rated 4.8 out of 5 from 494 reviews on Capterra
“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”
Amy R
Amy R
Rebuilding Together Metro Chicago
Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!
Debra B
Debra B
Glory to Glory Women's Mentoring Ministry
Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!
Carmen M
Carmen M
DIVINA World Foundation
Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!
Nathan C
Nathan C
Jiwa International
Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.
Ryan S
Ryan S
Jesters Theatre: Youth Unlimited
We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.
Jennifer H
Jennifer H
GSCB Troop 144
We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.
Mark B
Mark B
Theta Mu Lambda Charitable Foundation
Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!
Stevie C
Stevie C
We Are HER
How is Zeffy free?
How is Zeffy free?
Zeffy relies entirely on optional contributions from donors. At the payment confirmation step - we ask donors to leave an optional contribution to Zeffy.
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