How is Zeffy free?
How is Zeffy free?
Zeffy relies entirely on optional contributions from donors. At the payment confirmation step - we ask donors to leave an optional contribution to Zeffy.
Learn more >

Zeffy VS. CheddarUp

A zero-fee, 100% free alternative to CheddarUp for your nonprofit.

Leave CheddarUp fees behind! Zeffy provides nonprofits with a fee-free platform for seamless and cost-effective payment processing.

Sign up for free
100% free forever.

CheddarUp

Pricing
Learn more

100% free!

Processing Fees

Credit Cards:

Free plan: 3.95% + $0.95 per transaction

Pro Plan: 3.59% + $0.59 per transaction

Team Plan: 3.59% + $0.59 per transaction

eChecks:

Pro Plan: 0.75%

Team Plan: $0.59
‍

Platform Fees

From $15/month ($120 when paid annually) up to $36/month ($360 when paid annually).

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Solutions
Learn more

Donations
Ticketing
Raffles
Memberships
Donor Management
... And more

Donations, Ticketing

  • Donation Forms (Paid)
  • Event ticketing (Paid) + Only available in the Team plan
  • Integrations (Paid)Payment Processing (Paid)Ecommerce/Online Store (Paid)
  • In-person donations (Paid)
  • Event Management (Paid)

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Support
Learn more

4.9/5

4.9/5

Why choose Zeffy over CheddarUp

Why choose Zeffy over CheddarUp

9.5K

With CheddarUp

Estimated processing, platform, and monthly fees for 200 donations of $50

Pricing

Receive 100% of the money.

Unlike CheddarUp, Zeffy doesn’t charge any transaction or credit card fees, and we never will. You can make every penny count!

Sign up for freeStart your nonprofit

ticketing

Everything CheddarUp does and more at no cost.

Sell tickets online and communicate with participants. Easily manage check-ins and sales at the door. Always 100% free.

Sign up for freeStart your nonprofit

Solutions

Zeffy is built for fundraising, not just payments.

Trusted by 50,000 nonprofits, Zeffy covers all your fundraising needs for free—donations, events, raffles, auctions, peer-to-peer campaigns, online stores, memberships, and more!

Everything CheddarUp does and more at no cost.

Collect donations, host events, raffles, auctions, peer-to-peer campaigns, online shops, sell memberships, and more! All our tools are 100% free.

Zeffy is built for fundraising, not just ticketing.

Zeffy is designed for nonprofits, we cover all your needs for free. From regular donations to events, raffles, auctions, peer-to-peer campaigns, online shops, memberships, and more!

Sign up for freeStart your nonprofit

support

A top rated support team at your service.

Your impact is our measure of success. We believe that free and unlimited support is essential to successful fundraising.

Sign up for freeStart your nonprofit

Pricing

You receive 100% of the money raised.

Unlike CheddarUp, Zeffy doesn’t charge any transaction or credit card fees, and we never will. You can make every penny count!

Sign up for free

With CheddarUp

Estimated processing, platform, and monthly fees for 200 donations of $50

Ticketing

Everything CheddarUp does and more at no cost.

Sell tickets online and communicate with participants. Easily manage check-ins and sales at the door. Always 100% free.

Start your nonprofit
Sign up for free

Solutions

Zeffy is built for fundraising, not just payments.

Trusted by 50,000 nonprofits, Zeffy covers all your fundraising needs for free—donations, events, raffles, auctions, peer-to-peer campaigns, online stores, memberships, and more!

Everything CheddarUp does and more at no cost.

Collect donations, host events, raffles, auctions, peer-to-peer campaigns, online shops, sell memberships, and more! All our tools are 100% free.

Zeffy is built for fundraising, not just ticketing.

Zeffy is designed for nonprofits, we cover all your needs for free. From regular donations to events, raffles, auctions, peer-to-peer campaigns, online shops, memberships, and more!

Start your nonprofit
Sign up for free

Support

A top rated support team at your service.

Your impact is our measure of success. We believe that free and unlimited support is essential to successful fundraising.

Start your nonprofit
Sign up for free

Solutions

Zeffy is built for fundraising, not just payments.

Trusted by 50,000 nonprofits, Zeffy covers all your fundraising needs for free—donations, events, raffles, auctions, peer-to-peer campaigns, online stores, memberships, and more!

Everything CheddarUp does and more at no cost.

Collect donations, host events, raffles, auctions, peer-to-peer campaigns, online shops, sell memberships, and more! All our tools are 100% free.

Zeffy is built for fundraising, not just ticketing.

Zeffy is designed for nonprofits, we cover all your needs for free. From regular donations to events, raffles, auctions, peer-to-peer campaigns, online shops, memberships, and more!

Sign up for free

Support

A top rated support team at your service.

Your impact is our measure of success. We believe that free and unlimited support is essential to successful fundraising.

Sign up for free

CheddarUp

Pricing
Processing fees

$

0

  • Free plan: C3.95% + $0.95 per transaction
  • Pro Plan: Credit cards 3.59% + $0.59 per transaction, eChecks 1.59% (can only be accepted with the paid plans)
  • Team Plan: Credit cards 3.59% + $0.59 per transaction, eChecks flat $0.95 (can only be accepted with the paid plans)
Platform fees

$

0

Pro Plan: $15/month ($120 when paid annually) Team: $36/month ($360 when paid annually)

Monthly fees

$

0

Value for money

4.9/5

4.9/5
Solutions
Donations
Ticketing
Raffles
eCommerce
Peer-to-peer
Auction
Memberships
Donor management
Payment processing
Show
  • Uses Bluetooth card reader ($79) or Tap on Mobile
  • An optional dock for the card reader is available for $19
All credit card payments
ACH payments
Tap to Pay App
Apple Pay &
Google Pay
Ease of use

4.8/5

4.8/5
Support features
Unlimited support
Show
(Free)
  • Live Chat Support (9-5 GMT)
  • Email Support
  • Webinars
  • Learning Sessions
  • User Guides

‍

Calls / Office hours
Live chat
Email
Help center
Webinars
Quality of support

4.9/5

4.9/5

Frequently Asked Questions

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Zeffy makes money exclusively from optional tips from your donors

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Will I ever have to pay to use Zeffy?
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How does Zeffy make money?
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What if my donors don’t leave a tip?
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Why would donors tip Zeffy?
Sign up for free

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

50,000 nonprofits fundraise with Zeffy

Zeffy has been supporting nonprofits for the last 7 years. Providing 100% free and user friendly fundraising tools.

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”
Amy R
Rebuilding Together Metro Chicago
Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!
Debra B
Glory to Glory Women's Mentoring Ministry
Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!
Carmen M
DIVINA World Foundation
Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!
Nathan C
Jiwa International
Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.
Ryan S
Jesters Theatre: Youth Unlimited
We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.
Jennifer H
GSCB Troop 144
We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.
Mark B
Theta Mu Lambda Charitable Foundation
Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!
Stevie C
We Are HER

Ready to get started for free?

vs.

A zero-fee, 100% free alternative to CheddarUp for your nonprofit.

Did you know there’s a zero-fee alternative to CheddarUp out there? See why Nonprofits chose Zeffy over CheddarUp for our zero-fee policy, the simplicity of our platform, and the quality of our customer support.

CheddarUp charges fees that can eat into your funds. Zeffy is the 100% free alternative that helps you raise more by letting you keep every dollar donated—no strings attached.

Pricing
Processing
fees
No processing fees.We cover 100% of the fees (even credit card transaction fees)
Learn how >
  • Free plan: C3.95% + $0.95 per transaction
  • Pro Plan: Credit cards 3.59% + $0.59 per transaction, eChecks 1.59% (can only be accepted with the paid plans)
  • Team Plan: Credit cards 3.59% + $0.59 per transaction, eChecks flat $0.95 (can only be accepted with the paid plans)
Platform
fees
No platform fees. Ever. Learn how and why we are 100% free and always will be.
Learn how >
Pro Plan: $15/month ($120 when paid annually) Team: $36/month ($360 when paid annually)
Monthly fees
No monthly fees. Zeffy is 100% free and always will be
Learn how >
Value for
money
4.9/5
4.9/5
Software Capabilities
Features
  • Donation forms (Free!)
  • In-person donations (Free!)
  • Peer-to-peer campaigns (Free!)
  • Event ticketing (Free!)
  • Online auctions (Free!)
  • Memberships (Free!)
  • Donor management (Free!)
  • Online raffles (Free!)
  • eCommerce/online store (Free!)
  • Integrations via Zapier (Free!)
  • Donation Forms (Paid)
  • Event ticketing (Paid) + Only available in the Team plan
  • Integrations (Paid)Payment Processing (Paid)Ecommerce/Online Store (Paid)
  • In-person donations (Paid)
  • Event Management (Paid)

‍

‍

In person
payments
  • No card reader required - Only your iPhone!
  • Accepts all payment types.
  • Always 100% free.
  • Uses Bluetooth card reader ($79) or Tap on Mobile
  • An optional dock for the card reader is available for $19
Ease of use
4.8/5
Accessing funds
Receive payments in under 7 days
Form sharing
  • Embed your form to your website in 2 simple clicks
  • Offer forms in English, French and Spanish
Donor
management
  • All-time transaction and tax receipts
  • Contact information
  • Add tags, notes, and comments to your donors' profiles
  • Communicate with the right donors at the right time
Tax receipts
Automated tax receipts are sent to your donors right away
Form
customization
  • Entirely customizable donation forms
  • Add questions for your donors
  • Add your brand assets
  • Customize donation amounts and specify what they will be used for
  • Offer forms in English, French and Spanish
Support & Webinar
Support
Unlimited support with a team of nonprofit experts
Training &
Support
  • Unlimited customer support
  • Live chat support
  • Email support
  • Help center
  • Weekly office hours
  • Punctual fundraising webinars
  • 100% Free.
  • Live Chat Support (9-5 GMT)
  • Email Support
  • Webinars
  • Learning Sessions
  • User Guides

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Quality of
support
4.9/5
4.9/5
Likelihood to
recommend
98.9% of Zeffy's customers would recommend it to other nonprofits
N/A
Chose not to display
Reminder
Fees
0% processing fees
‍
0% platform fees
‍
0% monthly fees
Learn how >
Processing Fees

Credit Cards:

Free plan: 3.95% + $0.95 per transaction

Pro Plan: 3.59% + $0.59 per transaction

Team Plan: 3.59% + $0.59 per transaction

eChecks:

Pro Plan: 0.75%

Team Plan: $0.59
‍

Platform Fees

From $15/month ($120 when paid annually) up to $36/month ($360 when paid annually).

‍

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Calculate how much you can save with Zeffy

If you fundraise
$10,000
$20,000
$50,000
$100,000
$10,000
will be deposited into your bank account
On
CheddarUp
$9,710 or less
will be deposited into your bank account
Every other fundraising platform charges 3%-10% in platform and credit card fees. Zeffy covers these fees for your nonprofit.
$20,000
will be deposited into your bank account
On
CheddarUp
$19,420 or less
will be deposited into your bank account
Every other fundraising platform charges 3%-10% in platform and credit card fees. Zeffy covers these fees for your nonprofit.
$50,000
will be deposited into your bank account
On
CheddarUp
$48,550 or less
will be deposited into your bank account
Every other fundraising platform charges 3%-10% in platform and credit card fees. Zeffy covers these fees for your nonprofit.
$100,000
will be deposited into your bank account
On
CheddarUp
$97,100 or less
will be deposited into your bank account
Every other fundraising platform charges 3%-10% in platform and credit card fees. Zeffy covers these fees for your nonprofit.

They chose Zeffy over CheddarUp

"Zeffy was a no-brainer because of their no-fee policy. The fees from other fundraising platforms were holding us back from fully supporting our mission."
"It really has been so amazing. I am new to our school's PTA and I took on the task of setting up a new payment platform for our fundraising because the one we used in the past had very high fees. I feel so happy I stumbled across Zeffy because they helped make what I thought would be a confusing and difficult task into something so easy and really beneficial to our school."
Niki F. - Fund Development Manager, Rainbow Society of Alberta
- Jennifer T switching from Cheddar Up

Make up your own mind

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FEATURES
Fundraising thermometerApplePay/GooglePay for donations Tax receipts for donationsRecurring donationsFundraiser ticketsTap-to-Pay - Free POS!Membership cardsDonation forms