Zeffy vs GoFundMe: Compare Pricing, Features and Support (2026)
GoFundMe charges UK charities no platform fee and takes 0% on Gift Aid — but deducts 1.9% + 20p from every donation and only does crowdfunding. Here's how it compares to Zeffy, the 100% free all-in-one platform.
Zeffy is trusted by 100,000+ nonprofits
Keep every pound your donors give you
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Keep every pound donors give you
GoFundMe charges UK charities no platform fee, but it still deducts 1.9% + 20p from every donation before it reaches you. With Zeffy there's no platform fee, no transaction fee and no card fee — even when a donor skips the optional contribution, your charity keeps 100%.
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One platform for everything you need
GoFundMe is crowdfunding only — no events, ticketing, raffles, memberships or real CRM. Zeffy gives UK charities donations, events, peer-to-peer, raffles, memberships, an online store and donor management in one place, all free.
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Get real help when you need it
GoFundMe offers an AI chatbot with human handoff and email support, with no phone support for UK fundraisers. Zeffy gives every UK charity free phone support and office hours calls on top of email, with 2–6 hour responses — no paid tier.
Frequently asked questions
How much does GoFundMe charge UK charities?
GoFundMe charges UK charities registered with the Charity Commission 1.9% + 20p per donation, plus an optional donor tip at checkout. Personal fundraisers pay 2.9% + 25p. There's no monthly fee and no platform fee. On a £1,000 donation, that's roughly £19 deducted before it reaches you. With Zeffy, there's no platform fee, no transaction fee and no card fee — your charity keeps the full £1,000. Source: gofundme.com/en-gb/c/pricing
Does GoFundMe take a cut of Gift Aid?
No — and this is a genuine GoFundMe strength. GoFundMe charges nothing on Gift Aid, so your charity keeps 100% of the 25% HMRC top-up. Zeffy also passes on 100% of Gift Aid and integrates Swiftaid for automatic claims. The difference is the donation itself: GoFundMe still deducts 1.9% + 20p from every gift, whereas Zeffy deducts nothing at all.
Is GoFundMe really free for charities?
Not entirely. GoFundMe charges UK charities no platform fee and no monthly fee, and takes 0% of Gift Aid — but a 1.9% + 20p transaction fee is deducted from every single donation, whether or not the donor leaves a tip. Zeffy is genuinely free: no platform fee, no transaction fee, no card fee. Ever. Your charity receives 100% of every donation.
Does GoFundMe also ask donors for tips?
Yes. Both GoFundMe and Zeffy give donors the option to leave a voluntary contribution at checkout. The difference is what happens to the donation. On GoFundMe, the 1.9% + 20p transaction fee is always deducted from a UK charity's donation, whether or not the donor tips. On Zeffy, no fees are deducted — your charity receives 100% of every gift either way.
Can Zeffy do more than crowdfunding like GoFundMe?
Yes, and this is the main difference. GoFundMe is crowdfunding only — no event ticketing, auctions, raffles, memberships or dedicated CRM. Zeffy includes donation forms, event ticketing, peer-to-peer fundraising, auctions, raffles, memberships, an online store and donor management in one free platform, with automatic Gift Aid via Swiftaid.
How does Zeffy's donor management compare to GoFundMe's?
GoFundMe gives you basic campaign donor lists tied to individual fundraisers. GoFundMe Pro/Classy CRM is a separate paid product built for US-headquartered nonprofits and isn't available to standalone UK charities. Zeffy includes a built-in CRM with donor profiles, giving history, automated thank-yous and Swiftaid Gift Aid — at no cost. You can segment supporters and run targeted appeals from one place across every campaign and event.
How does Zeffy make money if it's 100% free?
When you raise money through Zeffy, donors can choose to leave an optional contribution at checkout. It's never required — they can set it to £0 at any time. Your charity receives 100% of every donation either way; Zeffy covers the processing cost. No platform fee, no transaction fee, no card fee. Ever.
Do Zeffy and GoFundMe both support bank transfers?
Not equally. Zeffy accepts bank transfers, all major cards, Apple Pay, Google Pay and Tap to Pay — all completely free. GoFundMe in the UK is online-only: donors can give via cards, Apple Pay, Google Pay or PayPal, but bank transfers and Direct Debit aren't available, and there are no in-person payment tools.
Why should UK charities choose Zeffy over GoFundMe?
GoFundMe is fair on two points — no platform fee and 0% on Gift Aid — but it deducts 1.9% + 20p from every donation and only does crowdfunding. Zeffy is genuinely free (no transaction fee either) and all-in-one: donations, events, peer-to-peer, raffles, memberships, an online store, donor management and Swiftaid Gift Aid, in one place at zero cost.
Is Zeffy legitimate?
Yes. Zeffy is a 100% free fundraising platform used by 100,000+ charities and non-profits, and supports UK charities registered with the Charity Commission. It's rated 4.3/5 and higher across categories on Capterra, with built-in Swiftaid Gift Aid and Stripe-powered card processing. It's backed by real customer success stories.
Keep comparing — and see why nonprofits choose Zeffy
Zeffy was built for nonprofits like yours
focus on what matters
Built for small teams with big missions.
Zeffy is the fundraising platform that cuts out the fees, clears up your tech mess, and puts your cause first — so your team, even if you're a small team wearing many hats or a one-person show, can focus on what really matters.
ZERO-FEE
Keep 100% of every dollar.
No platform fees. No processing fees. No catch. We know it sounds too good to be true, but it's not. Every penny goes straight to your mission, while competitors take 2-3% off every donation.
ALL-IN-ONE PLatform
Ditch the tech mess.
Stop bouncing between MailChimp, Eventbrite, and all those spreadsheets. Now you can handle donations, ticket sales, memberships, raffles, and all your donor info in one spot.
plug-and-play
Get going, fast.
Built for teams like yours — whether you're volunteer-led or have limited staff. Set up donation forms, sell tickets, and launch campaigns without needing a tech wizard. It's super easy, and you'll be up and running in minutes.
mobile-first
Fundraise from every device, anywhere.
From QR codes on flyers to Tap-to-Pay on a phone, Zeffy makes it easy to accept donations on the go. Mobile-optimized and offline-ready, so no donor slips through the cracks.
No turnover
Never lose a donor to volunteer transition.
Centralize supporter relationships, automate thank-you messages, and preserve institutional knowledge when board members rotate out.
100,000+ nonprofits trust Zeffy — and keep their fees at $0.
For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.
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As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.
Masey, Loose Ends.
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SUCCESS STORIES
Zero-fee fundraising in action — nonprofit stories worth sharing.
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